About us

The main subject of activity of Credit Analysis Consult LTD is the preparation of credit reports on the financial status of the companies form Europe…..

Credi report

Credit reports contain information about the financial condition and business development of companies and organizations .....

Financial analysis

The financial analysis examines the state of the company, to identify what problems and strengths has the company .....

     The main subject of activity of Credit Analysis Consult LTD. (CAC LTD.) is the preparation of credit reports on the financial status of Bulgarian, Serbian,  Macedonian, Alabnian and Kosovo companies.

     Our company aims at providing to you the necessary support for a better and more successful business in countries Bulgaria, Serbia, Macedonia, Albania and Kososvo. We could give you information for the financial status and business development of companies and organisations. This information will be a reliable basis to take credit decisions, when you give delayed payment on your supplies.

     The information reports are a result of a careful and precise inspection of the companies. Specialists with long experience in the sphere of financial and credit analysis prepare them.

     In our detailed business credit reports contained the most current data on the status of researched companies, we won the trust of some of the largest Export Insurance Companies in Europe and they entrusted the responsibility of our company to prepare for them credit reports for Bulgarian, Serbian, Macedonian< albanian and Kosovo companies.

Here you can download and view a sample credit report.

Credit report

In an analysis of the financial position of a company, we use data from at least 6 accounting years plus the current year .....

Financial analysis

In recent years we have seen a very dynamic and rapidly changing political situation in the world .....

Political risk

     Insurance against commercial risk

  

The Object
of the insurance coverage are payments under the contracts for sale of goods or provision of services with a credit period no longer than 2 years.

Covered risk
is the risk of non-payment for the export of goods and services realized by the Insured, connected to the foreign buyer (insolvency and default).

Debtor is
a legal entity registered as a trader outside the territory of the Republic of Bulgaria.

Insurance indemnity
is the recovery paid by the Insurer up to the agreed in the Policy limits of the losses suffered by the Insured as a result of the occurrence of an insurance event. The insurance indemnity cannot exceed the credit limit.

The form of the insurance contract
is a framework insurance policy for the whole turnover of the Insured, excl. deliveries under advance payment and affirmed, irrevocable Letter of credit issued by Bulgarian commercial bank.

The Insurance premium
is the price of the insurance service and is defined by the Insurer depending on the risk assessment, covered risks, terms and conditions of the insurance contract.

The insurance policy
is signed under the current General terms for insurance of payments over contracts for export against short-term commercial risk (for the countries with marketable risk) and the General terms for insurance of the payments over contracts for export of services and goods against non-marketable short-term commercial risk (for those with non-marketable risk).